What is Commercial Umbrella Insurance?
Commercial umbrella insurance provides additional liability limits above your standard business policies—protecting your company from major claims, lawsuits, and unexpected risks. Be ready for the unpredictable.
Cover Your Business From:
Excess Liability Claims
Large Lawsuits
Auto Accident Judgments
Product Liability Claims
Employee Injury Lawsuits
Third-Party Injuries or Damages
FAQ
What does commercial umbrella insurance cover?
It provides extra liability protection above your general liability, auto, and employer’s liability policies—helping cover large claims or lawsuits.
Who should consider an umbrella policy?
Businesses with high liability exposure, significant assets, or contract requirements for higher limits should consider an umbrella policy.
Does it cover all types of claims?
Umbrella policies only extend coverage to claims covered by your underlying policies. Exclusions may apply—always review your plan.
How much coverage do I need?
Limits can range from $1 million to $100 million or more—choose based on your risk profile, contracts, and business assets.